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interest rates

Household savings hit record as high interest rates attract idle money

Household savings hit record as high interest rates attract idle money

The increase comes as deposit rates have risen steadily since late 2025, encouraging households to move idle funds into bank savings for capital preservation and higher returns amid subdued performance in the stock, property and gold markets.
Banks cut rates following SBVs call

Banks cut rates following SBV’s call

Vietcombank also cut rates by 0.5 percentage points for 24-month deposits, bringing its highest rate down to 6 per cent.
Banks told to stabilise interest as deposit rates climb

Banks told to stabilise interest as deposit rates climb

Under the document, the SBV requested credit institutions, branches of foreign banks and regional SBV offices to implement measures to maintain stable market interest rates.
Banks offer post-holiday promotions to attract deposits

Banks offer post-holiday promotions to attract deposits

On the God of Wealth Day (February 26), online savers at the bank have a chance to win one tael of SJC gold.
Interbank rates cool to 8.5 per cent, liquidity strains persist

Interbank rates cool to 8.5 per cent, liquidity strains persist

Việt Nam’s interbank rates have eased from multi-year highs but remain elevated, signalling persistent liquidity pressure and possible spillover into lending and deposit costs.
State banks break year-long rate freeze with deposit hikes

State banks break year-long rate freeze with deposit hikes

Việt Nam''s ''Big Four'' lenders boost savings rates as year-end credit demand rises
Banking sector lower lending rates

Banking sector lower lending rates

Alongside adjustments to deposit rates, lending rates across the market continue to decline.
New preferential interest rates applied for social housing young buyers

New preferential interest rates applied for social housing young buyers

The loans must arise from disbursements made between July 1 and December 31, 2025, and be financed through commercial banks that have registered to participate in the programme.
Bank deposits reach record high despite low interest rates

Bank deposits reach record high despite low interest rates

A notable driver was the continued surge in individual deposits, which hit a record high of nearly VNĐ7.5 quadrillion, up 5.73 per cent since the beginning of the year.
Banking sector faces liquidity challenges amid rate cuts

Banking sector faces liquidity challenges amid rate cuts

The recent reduction in deposit interest rates by commercial banks has raised concerns about liquidity, especially among smaller institutions.
Central bank issues new decisions on deposit interest rates

Central bank issues new decisions on deposit interest rates

According to the SBV, Decision No. 2410/QĐ-NHNN and Decision No. 2410/QĐ-NHNN aim to ensure consistency on a legal basis with other issued circulars on deposit interest rates.
Interest rates expected to decrease by 0.7 percentage points next year

Interest rates expected to decrease by 0.7 percentage points next year

There is still room for monetary policy to support growth, experts say.
Banks reduce interest rates, offer new loans for customers affected by Typhoon Yagi

Banks reduce interest rates, offer new loans for customers affected by Typhoon Yagi

They also offer preferential credit packages to reduce financial pressure for individual and business customers.
Long-term deposit interest rates reach 7.4 per cent

Long-term deposit interest rates reach 7.4 per cent

Vietcombank Securities Company (VCBS) forecasts that deposit interest rates in the third quarter of 2024 will continue to increase by about 0.3-0.5 percentage points.
Stock market remains attractive to retail investors

Stock market remains attractive to retail investors

Despite the remarkable surge in gold prices and the gradual increase in deposit interest rates, the stock market continues to stand out as an appealing investment channel.